Tomorrow is worth planning for

Financial Planning sits at the heart of what we do. We aim to simplify your financial affairs by taking the time to get to know you and to understand your aspirations.  Any financial plan or solution that we suggest will be based on your own lifestyle and financial goals. We will then travel with you on your financial journey into the future, reviewing and altering your plan to suit your changing circumstances.

Managing your money during COVID-19

COVID-19 has had an incredible effect on people, leaving many feeling anxious about the risk to themselves and loved ones as well as fearful about the months to come.

Many of us are feeling the pressure of financial stress from mounting bills, reduced incomes, and job uncertainty.

Review your spending 

The first step in taking control of your finances is understanding when and where you are spending your money. Take some time to review all your spending and bills, go over your bank statements and make a list of all essential and non-essential payments. Make sure you check for competitive rates with your utility and broadband suppliers.

Adjust your budget

An important step in creating a budget is the regular assessment and adaptation that happens when significant financial changes occur. There is no doubt that significant financial changes are happening globally right now. Assess how you’re affected and re-distribute your budget allocations. While some costs have likely gone down (social costs, dining out, transportation, haircuts, dry cleaning, in-person fitness classes, etc.), others may have gone up (groceries, food delivery, online services and subscriptions, etc.). Adjust your budget to reflect the changes. Contribute more to savings. If there’s one lesson to learn from the global pandemic, it’s that the unexpected can happen at any time, so we should be prepared for it as much as we can.

Stay Safe and Be Aware of Scams

Unfortunately, even during a worldwide health emergency, scammers are trying to take advantage of the situation. With so many individuals anxious about the state of their health and finances, many are susceptible to frauds around COVID-19. Be wary of any unsolicited emails, phone calls, or other communications, especially ones that request donations or sensitive information. Do not give out any of your personal information to unfamiliar individuals or businesses, and don’t fall victim to text message scams that ask you to get your money by clicking on a link. When in doubt, contact a company or the government directly by looking up their contact information yourself.

Speak to us for more advice

We’re here to help you. If you would like further support and guidance on any of these topics, please contact us below.