Did you work in the UK at some stage?

You may be one of the many Irish people who worked in the UK and returned to work in Ireland.  If so you will have gaps in your National Insurance (NI) record which count towards you qualifying for the UK State Pension. These gaps mean that you may not be entitled to the full UK […]

A realistic budget that works !

As we are well into the New Year now is a good time to look at your budget and review your finances for the coming year.  Budgeting will help you understand if you are living within your means or it can help you make your money work harder for you.  It’s a great way to […]

Volatility in the markets causing you worry?   We tend to forget that volatility is part and parcel of investing.  Changes in values will happen over time – both upwards and downwards!   Investors often ask what they should do when the markets experience a period of uncertainty. Simply sticking with your long-term financial plan […]